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Term insurance policies are NOT about the policy holder, from a financial perspective. They are for the loved ones we leave behind (beneficiaries) in the event of our sudden death 😢. Imagine the financial burden they have to go through if we are an income earning member of the family. 🔴 Term policies are considered an expensive proposition. In fact, “not having” a #Terminsurancepolicy is an “extremely expensive” proposition. Term policies are a critical element of asset planning. They are affordable 💰, flexible and provide peace of mind (financial security). Term policies are ideal for parents, guardians, and couples planning on having children. They are also suitable for newlyweds, married couples, people with other significant debt. Here are the biggest disadvantages of not having term policies: ❌ 💸 Mortgage payments, child education loans and final expenses (funeral expenses) will be a huge burden on our family. ❌ Employer sponsored group policies do not have high coverage. ❌ Waiting too long to get a term policy will place families at risk and moreover policy premiums can increase as you age. ❌ Long Term Care (LTC) 👩‍⚕️expenses will have to be covered “out of pocket”. Here are the biggest advantages of term insurance policies: ✅ They are very affordable and flexible for the length of coverage. ✅ Can be obtained without a medical exam (even if we had 💉preexisting health conditions) from the comfort of our cou

Term insurance policies are NOT about the policy holder, from a financial perspective. They are for the loved ones we leave behind (beneficiaries) in the event of our sudden death 😢. Imagine the financial burden they have to go through if we are an income earning member of the family. 🔴 Term policies are considered an expensive proposition. In fact, “not having” a #Terminsurancepolicy is an “extremely expensive” proposition. Term policies are a critical element of asset planning. They are affordable 💰, flexible and provide peace of mind (financial security). Term policies are ideal for parents, guardians, and couples planning on having children. They are also suitable for newlyweds, married couples, people with other significant debt. Here are the biggest disadvantages of not having term policies: ❌ 💸 Mortgage payments, child education loans and final expenses (funeral expenses) will be a huge burden on our family. ❌ Employer sponsored group policies do not have high coverage. ❌ Waiting too long to get a term policy will place families at risk and moreover policy premiums can increase as you age. ❌ Long Term Care (LTC) 👩‍⚕️expenses will have to be covered “out of pocket”. Here are the biggest advantages of term insurance policies: ✅ They are very affordable and flexible for the length of coverage. ✅ Can be obtained without a medical exam (even if we had 💉preexisting health conditions) from the comfort of our cou

Term insurance policies are NOT about the policy holder, from a financial perspective. They are for the loved ones we leave behind (beneficiaries) in the event of our sudden death 😢. Imagine the financial burden they have to go through if we are an income earning member of the family. 🔴 Term policies are considered an expensive proposition. In fact, “not having” a #Terminsurancepolicy is an “extremely expensive” proposition. Term policies are a critical element of asset planning. They are affordable 💰, flexible and provide peace of mind (financial security). Term policies are ideal for parents, guardians, and couples planning on having children. They are also suitable for newlyweds, married couples, people with other significant debt. Here are the biggest disadvantages of not having term policies: ❌ 💸 Mortgage payments, child education loans and final expenses (funeral expenses) will be a huge burden on our family. ❌ Employer sponsored group policies do not have high coverage. ❌ Waiting too long to get a term policy will place families at risk and moreover policy premiums can increase as you age. ❌ Long Term Care (LTC) 👩‍⚕️expenses will have to be covered “out of pocket”. Here are the biggest advantages of term insurance policies: ✅ They are very affordable and flexible for the length of coverage. ✅ Can be obtained without a medical exam (even if we had 💉preexisting health conditions) from the comfort of our cou

Term insurance policies are NOT about the policy holder, from a financial perspective. They are for the loved ones we leave behind (beneficiaries) in the event of our sudden death 😢. Imagine the financial burden they have to go through if we are an income earning member of the family. 🔴 Term policies are considered an expensive proposition. In fact, “not having” a #Terminsurancepolicy is an “extremely expensive” proposition. Term policies are a critical element of asset planning. They are affordable 💰, flexible and provide peace of mind (financial security). Term policies are ideal for parents, guardians, and couples planning on having children. They are also suitable for newlyweds, married couples, people with other significant debt. Here are the biggest disadvantages of not having term policies: ❌ 💸 Mortgage payments, child education loans and final expenses (funeral expenses) will be a huge burden on our family. ❌ Employer sponsored group policies do not have high coverage. ❌ Waiting too long to get a term policy will place families at risk and moreover policy premiums can increase as you age. ❌ Long Term Care (LTC) 👩‍⚕️expenses will have to be covered “out of pocket”. Here are the biggest advantages of term insurance policies: ✅ They are very affordable and flexible for the length of coverage. ✅ Can be obtained without a medical exam (even if we had 💉preexisting health conditions) from the comfort of our cou